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Posted by / 18-Jan-2018 16:23

Consolidating student loans after

The first three false certification categories: Ability to Benefit, Disqualifying Status and Forgery apply only to FFEL and Direct loans received at least in part on or after January 1, 1986.

The fourth category, identity theft, is available if the false certification occurred as a result of a crime of identity theft.” For more information on these potential situations, you should visit the National Consumer Law Center website.

You can have your federal student loans canceled for school-related reasons, such as your school closing, or in the event of disability or death. Department of Education will accept payment in the form of checks, money orders or credit or debit cards.

For example, if you only have a Federal Family Education Loan or Perkins Loan, that means you’re not eligible for Public Service Loan Forgiveness — but if you consolidate it into a Direct Consolidation Loan, you are.

You can consolidate into a Direct Consolidation Loan, even if you only have one federal student loan.

Consolidation can be a good option for getting out of default, as long as you’re able to commit to the repayment plans it requires.

The types of loans eligible for school closure loan cancellation are Direct Loans and FFEL, PLUS and Perkins loans.

In order to apply for school closure loan cancellation, fill out this form and mail it to: U. Department of Education Federal Student Aid Processing Group Regional Office, Room 8633 50 Beale St.

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Unfortunately, in order to be eligible for Public Service Loan Forgiveness on your Federal Direct student loans, you have to be enrolled in an eligible repayment plan and consistently making on-time payments.